Singapore Personal Financial Command Center
A comprehensive Excel-based personal financial planning and tracking system designed for Singapore households.
One system for the complete financial picture.
Bring income, spending, savings, debt, CPF, tax, property, insurance, investments and net worth into one structured financial planning environment.
Track
Record transactions and maintain a structured view of actual financial activity.
Plan
Set targets for cash flow, emergency reserves, sinking funds, debt, retirement and other priorities.
Review
Use dashboards, status signals and decision-support outputs to understand where attention may be needed.
See the product, not just the promise.
These are previews rendered from the current ALORWELL workbook. The product is a working Excel system with connected planning modules.
What's included
A digital product package designed to be practical from first setup through ongoing use.
How it works
The customer enters their own information. The workbook organises and calculates the connected planning outputs.
Enter your information
Add income, transactions, savings, debts, goals, CPF, property, protection and other relevant inputs.
Let the system update
Connected formulas and planning modules calculate key metrics and status outputs from the information entered.
Understand and plan
Use dashboards and decision-support signals to review your current position and planning priorities.
Ready to take control of your finances?
Get the Singapore Personal Financial Command Center and start managing your financial life from one structured Excel system.
Current offer: S$49 · one-time purchase · digital download · Microsoft Excel required.
Built for Singapore households.
Singapore-specific planning areas are brought into one user-controlled Excel system without presenting the product as professional advisory services.
Singapore context
CPF, Singapore tax and HDB/property planning are integrated into the broader financial picture.
Personal-use workflow
Financial information is entered and maintained by the customer inside their own workbook.
Planning, not advice
The product supports education, tracking and planning. It does not provide personalised professional advice.
Frequently asked questions
Is this an Excel file?
Yes. The product is an Excel-based personal financial planning and tracking system.
Do I need Microsoft Excel?
Yes. Microsoft Excel is required. Desktop Excel is recommended for the full experience.
Is this a subscription?
No. The planned offer is a one-time purchase for a digital download.
Is this financial advice?
No. It is an educational and financial planning tool, not financial, investment, tax, insurance, legal or other professional advice.
Does it connect to my bank?
No. The workbook does not connect to your bank. You enter and maintain your financial information yourself.
Can I use it on mobile?
Desktop Excel is the primary supported experience. Mobile or tablet Excel may allow viewing or limited editing, but the full workbook experience is not guaranteed on mobile.
Can I resell or redistribute it?
No. The product is for personal use under the applicable purchase licence. Resale, redistribution and sublicensing are not permitted.
What do I receive?
The commercial package is planned to include the Excel workbook, User Manual PDF and Quick Start Guide PDF.
Important Disclaimer. Singapore Personal Financial Command Center is an educational and financial planning tool. It does not constitute financial, investment, tax, insurance, legal or other professional advice. Calculations, projections and scenarios are estimates based on information entered by the user and are not guarantees of future results. Users should independently verify information and seek qualified professional advice where appropriate.