Terms & Conditions

Version 1 · August 2026

1. Product

ALORWELL provides digital financial planning and tracking tools, including the Singapore Personal Financial Command Center Excel workbook and accompanying documentation.

2. Licence

Unless otherwise stated at purchase, the product is licensed for the purchaser's personal use. You may not resell, redistribute, sublicense, publish, or provide the product to third parties as a competing or shared template.

3. No professional advice

The product is educational and designed for personal financial planning and tracking. It is not financial, investment, tax, insurance, legal or other professional advice.

4. Accuracy and user responsibility

Calculations and projections depend on the information entered by the user and the assumptions used. You are responsible for reviewing inputs, outputs and decisions and for independently verifying information where appropriate.

5. Software requirement

Microsoft Excel is required for the intended experience. Compatibility with other spreadsheet applications is not guaranteed.

6. Updates

ALORWELL may improve or update product materials over time. Any update or support terms applicable to a purchase will be communicated through the applicable sales channel.

7. Contact

Product support and commercial contact details will be provided through the final purchase and support flow.